:root{
  --navy:#062a43;
  --navy-2:#0c3555;
  --navy-3:#123f63;
  --gold:#c6a15a;
  --gold-2:#ead6a6;
  --ink:#142336;
  --muted:#637286;
  --line:#e2e8f0;
  --soft:#f6f8fb;
  --white:#fff;
  --shadow:0 24px 70px rgba(6,42,67,.14);
  --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Arial, Helvetica, sans-serif;
  color:var(--ink);
  background:var(--white);
  line-height:1.6;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(1160px, calc(100% - 40px));margin:0 auto}
.skip{position:absolute;left:-999px;top:10px;background:var(--navy);color:#fff;padding:10px 14px;border-radius:10px;z-index:20}
.skip:focus{left:10px}
.topbar{
  position:sticky;top:0;z-index:10;background:rgba(255,255,255,.94);
  backdrop-filter:blur(12px);border-bottom:1px solid var(--line);
}
.header-grid{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:92px}
.brand img{width:260px;height:auto}
.nav{display:flex;align-items:center;gap:8px;font-weight:700;color:var(--navy)}
.nav a{padding:10px 12px;border-radius:999px}
.nav a:hover{background:var(--soft)}
.nav-cta{background:var(--navy)!important;color:#fff!important;border:1px solid var(--navy)}
.nav-cta:hover{background:var(--navy-2)!important}
.menu-toggle{display:none;border:0;background:var(--navy);border-radius:14px;width:46px;height:46px;padding:10px;cursor:pointer}
.menu-toggle span{display:block;height:2px;background:#fff;margin:6px 0;border-radius:2px}
.section-pad{padding:86px 0}
.section-pad.compact{padding-top:68px}
.hero{
  background:
    radial-gradient(circle at 12% 18%, rgba(198,161,90,.18), transparent 32%),
    linear-gradient(135deg, #ffffff 0%, #f5f8fb 58%, #eef3f7 100%);
  position:relative;overflow:hidden;
}
.hero:after{content:"";position:absolute;right:-110px;bottom:-160px;width:380px;height:380px;border-radius:50%;border:54px solid rgba(6,42,67,.06)}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:42px;align-items:center;position:relative;z-index:1}
.eyebrow{display:inline-flex;gap:8px;align-items:center;color:var(--gold);font-weight:800;text-transform:uppercase;letter-spacing:.15em;font-size:.78rem;margin:0 0 14px}
.eyebrow:before{content:"";width:36px;height:2px;background:var(--gold);display:inline-block}
.eyebrow.light{color:var(--gold-2)}
h1,h2,h3{line-height:1.12;margin:0;color:var(--navy)}
h1{font-size:clamp(2.2rem, 4.9vw, 5rem);letter-spacing:-.045em;max-width:900px}
h2{font-size:clamp(1.75rem, 3vw, 3rem);letter-spacing:-.03em}
h3{font-size:1.18rem;margin-bottom:12px}
.lead{font-size:1.16rem;color:var(--muted);max-width:680px;margin:24px 0 0}
.actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:32px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 20px;border-radius:999px;font-weight:800;border:1px solid transparent}.btn.primary{background:var(--navy);color:#fff;box-shadow:0 14px 30px rgba(6,42,67,.18)}.btn.primary:hover{background:var(--navy-2)}.btn.secondary{border-color:var(--line);background:#fff;color:var(--navy)}.btn.secondary:hover{border-color:var(--gold);color:var(--navy)}
.quick-info{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px;color:var(--muted);font-weight:700}.quick-info span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 12px}
.hero-card{background:#fff;border:1px solid rgba(198,161,90,.3);border-radius:var(--radius);box-shadow:var(--shadow);padding:34px;position:relative;overflow:hidden}.hero-card:before{content:"";position:absolute;inset:0 0 auto 0;height:8px;background:linear-gradient(90deg,var(--navy),var(--gold))}.hero-mark{width:88px;margin-bottom:22px}.hero-card p{color:var(--muted);margin:14px 0 0}.mini-list{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:24px}.mini-list span{background:var(--soft);border:1px solid var(--line);border-radius:14px;padding:10px 12px;font-size:.9rem;font-weight:800;color:var(--navy)}
.section-title{max-width:780px;margin-bottom:34px}.section-title p:not(.eyebrow){color:var(--muted);font-size:1.05rem}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:22px;padding:26px;background:#fff;box-shadow:0 8px 30px rgba(6,42,67,.05);transition:.22s ease}.card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:rgba(198,161,90,.55)}.card p{color:var(--muted);margin:0}.icon{width:50px;height:50px;display:grid;place-items:center;border-radius:16px;background:linear-gradient(135deg,rgba(6,42,67,.1),rgba(198,161,90,.18));font-size:1.25rem;margin-bottom:18px}
.band{padding:78px 0;background:linear-gradient(135deg,var(--navy),#041a2b);color:#fff;position:relative;overflow:hidden}.band:before{content:"";position:absolute;left:-160px;top:-180px;width:360px;height:360px;border-radius:50%;background:rgba(198,161,90,.14)}.band h2{color:#fff}.split{display:grid;grid-template-columns:.88fr 1.12fr;gap:44px;align-items:start;position:relative;z-index:1}.features{display:grid;grid-template-columns:1fr 1fr;gap:14px}.features div{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:18px;padding:18px}.features strong{display:block;color:var(--gold-2);font-size:1.25rem;margin-bottom:8px}.features span{color:rgba(255,255,255,.86)}
.portal-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.portal-card{min-height:230px;border-radius:24px;padding:26px;background:linear-gradient(180deg,#fff,#f8fafc);border:1px solid var(--line);box-shadow:0 8px 30px rgba(6,42,67,.05);display:flex;flex-direction:column;justify-content:space-between;position:relative;overflow:hidden}.portal-card:after{content:"→";position:absolute;right:22px;bottom:18px;font-size:2rem;color:var(--gold)}.portal-card:hover{border-color:var(--gold);transform:translateY(-4px);box-shadow:var(--shadow)}.portal-tag{align-self:flex-start;border:1px solid rgba(198,161,90,.45);background:rgba(198,161,90,.12);color:var(--navy);font-size:.75rem;font-weight:900;text-transform:uppercase;letter-spacing:.12em;border-radius:999px;padding:7px 10px}.portal-card p{color:var(--muted);margin:12px 40px 0 0}
.contact{background:var(--soft)}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:start}.contact p{color:var(--muted)}.contact-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:30px;box-shadow:var(--shadow)}.contact-card p{margin:0 0 18px}.contact-card p:last-child{margin-bottom:0}.contact-card strong{color:var(--navy)}.contact-card a{color:var(--navy);font-weight:800}.footer{padding:34px 0;background:#031a2a;color:rgba(255,255,255,.78)}.footer-grid{display:flex;align-items:center;justify-content:space-between;gap:20px}.footer img{width:210px;filter:brightness(0) invert(1);opacity:.95}.float-wa{position:fixed;right:18px;bottom:18px;z-index:9;background:#25d366;color:#fff;font-weight:900;padding:14px 18px;border-radius:999px;box-shadow:0 12px 34px rgba(0,0,0,.18)}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .55s ease,transform .55s ease}.reveal.visible{opacity:1;transform:none}
@media (max-width: 920px){.header-grid{min-height:78px}.brand img{width:220px}.menu-toggle{display:block}.nav{position:absolute;left:20px;right:20px;top:78px;background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);padding:12px;display:none;flex-direction:column;align-items:stretch}.nav.open{display:flex}.nav a{text-align:center}.hero-grid,.split,.contact-grid{grid-template-columns:1fr}.grid-3,.portal-grid{grid-template-columns:1fr 1fr}.section-pad{padding:62px 0}.features{grid-template-columns:1fr}}
@media (max-width: 620px){.container{width:min(100% - 28px,1160px)}.brand img{width:190px}h1{font-size:2.25rem}.grid-3,.portal-grid,.mini-list{grid-template-columns:1fr}.quick-info span{width:100%}.footer-grid{align-items:flex-start;flex-direction:column}.footer img{width:190px}.float-wa{left:14px;right:14px;text-align:center}.hero-card{padding:26px}}